Finding the right pet insurance can be ruff, so let us find the purr-fect pet insurance plan for you!
Pet insurance is a proactive and useful financial tool that:
- Protects you and your finances against unforeseen veterinary costs.
- Allows veterinarians to provide your pet with optimal care, employing the most advanced veterinary medical treatments.
- Helps pet parents avoid economic euthanasia, especially when they can't afford the pet's required medical care.
- Provides pet owners with confidence, eliminating hesitation before seeking veterinary treatment for their pet or waiting to see if the medical condition worsens before consulting a vet.
How to Choose a Pet Insurance Plan That Works for You
Because every pet insurance company varies in what it offers, you will need to do some research to see which company and which plan will work best for your circumstances. There is a company and a plan for just about every pet and family, so give yourself time to research your options. A good reference can be found at www.petinsurancereview.com or www.pawlicy.com South County Animal Hospital typically recommends a policy that:
- Covers hereditary and congenital issues
- Offers AT LEAST a 90% reimbursement
- Has AT MINIMUM a $20,000 annual limit
Insurance Red Flags to Avoid
- Plans that are structured on a BENEFIT SCHEDULE (Defined Annual Benefits per condition) rather than a percent of invoice reimbursement
- Plans with LOW reimbursement percentages (<70%) or plans with LOW annual limits (<$20,000 annually)
- Plans that are NOT insurance, but rather membership programs for discounts at participating hospitals
Take the time to explore your pet insurance options and choose a plan that fits your budget and your pet’s medical needs. Every provider offers something different, so it’s worth comparing coverage, reimbursement rates, and exclusions before deciding. Resources like petinsurancereview.com and pawlicy.com can help you compare plans side by side. With the right coverage in place, you can focus on your pet’s care—not the cost—if an unexpected health issue arises.
